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Instant Cash Loan

An instant cash loan is an unsecured mini loan where a borrower can avail small cash loans from 10,000 up to 2 lakhs. This loan is useful to meet emergency expenses such as a sudden medical condition, unplanned travel, home repair, etc. Instant loans are safe and ideal to manage urgent cash needs. So, if you have any short-term loan requirements, do not hesitate to apply for an instant cash loan.

Earlier, in the absence of digital platforms, loan application took approximately 7 to 10 working days for sanction. However, today the scenario has changed for the better. Online loan application through personal loan websites and loan apps has become easy. The affordable rate of interest and flexible EMI options make the instant loan more feasible. Get a multipurpose instant loan without any collateral security to meet all your urgent cash needs.

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Best Instant Cash Loan App

The answer is simple - SimplyCash for an instant loan is good because this loan app is quick and easy to use. It is freely available on Google Play Store and compatible with Android phones. So, if you have any instant loan requirements, download the SimplyCash loan app now and begin with the loan application process, 100% secured to initiate. This digital loan facility is powered by HeroFinCorp, one of the leading financial service companies in India, disbursing a loan every 30 seconds. Borrowers using the SimplyCash loan app can avail different types of personal loans starting from INR 15000 to 1.5 lakhs – marriage loan, travel loan, education loan, medical loan, home renovation loan, consumer- durable loan, and top-up loan.

Those who are worried about EMIs can use the loan EMI calculator available on the app to know the instalment in advance. You can adjust the EMIs as per your budget. Try different variations of the principal loan amount, tenure, and interest rate to get accurate EMI results in seconds.

SimplyCash instant loan app is perfect to avail instant loans online. Get small cash loans approved and disbursed within 24 hours. Being a limited amount loan, instant cash loans can be repaid easily in affordable EMIs. So, be rest assured about arranging immediate money with SimplyCash instant loan online to support financial emergencies. If you are new to taking a personal loan, prefer taking small cash loans as the risk involved is less, no security is required, and repayment is hassle-free.

Instant cash loan is now easy to avail anytime, anywhere, all thanks to the digital loan apps. Being small cash loans, instant loan is easier to repay in the given tenure with affordable EMIs. Consider SimplyCash for instant loan because this loan app is quick and easy to use. It is freely available on Google Play Store and compatible with Android phones. So, if you have any instant loan requirements, download the SimplyCash loan app now and begin with the loan application process. Both salaried and self-employed individuals can apply for instant cash loan in a matter of minutes.

Features and Benefits of Instant Cash Loan

Instant cash loans or personal loans hold versatile features and benefits. These types of loans are usually quick and disbursed immediately after the application procedure is completed and approved. Instant cash loan can be trusted for many purposes, mainly for meeting urgent cash needs.

Download the SimplyCash instant loan app to avail mini cash loans online up to Rs 1.5 lakhs on the same day of loan application. Go the digital way of availing easy cash loans and arrange immediate money independently.

Online Process

Online Process

Borrowers can access the app anytime, anywhere, and apply for an instant cash loan in minutes. Through online verification, the disbursal is quick within 24 hours of a working day.

Simple Loan Application

Simple Application

Online loan application does not involve a lengthy procedure. Registration via an online form requires minimum details. Ensure you fill the form correctly for moving on to the next step.

Hassle-free Documentation

Hassle-free Documentation

Collating all the required documents and handling them until the loan procedure gets completed is a tedious task. If you go the digital way for the loan application, documentation is paperless, and verification is done in real-time.

Collateral Free Loan

Collateral Free

Instant cash loan requires no security in the form of a property or an asset against the loan amount.

Good Credit Score

Good Credit Score

Higher the credit score, the chances of loan approval increases. A credit score above 500 to 700 is ideal for cash loan approval.

Low-Interest Rate

Unlike home loans, the rate of interest charged is fixed and does not fluctuate. Also, payment of EMIs becomes easy, thanks to the low rate of interest.

Flexible Repayment Tenure

Using the EMI calculator, you can adjust the EMI tenure as per your convenience. The facility to choose the loan tenure avoids delays in payments.

Instant Cash Loan Eligibility Criteria

The eligibility criteria for an instant cash loan is decided based on your monthly income. Both salaried and self-employed individuals can apply for an instant cash loan. Consider the following to be eligible for an instant cash loan:

  • Minimum Monthly Income

    Minimum Monthly Income: Salaried or self-employed people should at least have a minimum monthly income of ₹ 15,000.

  • Age Limit

    Age Limit: The minimum age limit for an instant loan is 21 years, and the maximum is up to 58 years for both salaried and self-employed customers.

  • Income Proof Documents

    Income Proof: For a loan application, keep handy 6 months’ bank statements for salaried professionals and 6 months’ bank statements with maximum transaction done for self- employed.

Required Documents for Instant Cash Loan

The need for instant cash can arise anytime. So, the documents required are minimal and paperless. In this type of loan, the lengthy procedure of documentation is averted to make loan disbursement faster. Keep your KYC details and income documents ready while posting an application for instant cash loan online. The documentation procedure is paperless that reduces the processing time for loan approval.

Essential documents for an instant cash loan:

A set of mandatory documents is necessary while making a personal loan application online. Essential documents include personal identity proof such as Aadhar and PAN card along with 6 months’ bank statements for salaried professionals and 6 months’ bank statements with maximum transaction done for self- employed for probing the financial stability of the borrower.

  • 1

    Aadhaar Card Number linked to your Mobile number for one-time password verification or Smart Card Driving License

  • 2

    Pan card Number

  • 3

    Address proof like Aadhaar or Smart Card Driving License (anyone)

  • 4

    Photo ID proof –Name, age, gender, photo*

  • 5

    Income proof – 6 months’ bank statement

  • 6

    Loan requirement details

*Documents/details are not required to avail loans with SimplyCash.

How to Apply for Instant Cash Loan

Applying for an instant cash loan is easy and quick. An instant cash loan can be used for many purposes, mainly for meeting urgent cash needs.

Apply for Instant Cash Loan

  • Enter your mobile number and area pin code

  • Customize your loan amount by scrolling the loan EMI calculator. It will display the principal loan amount, rate of interest, and repayment tenure adjusted as per your convenience

  • Add your personal, employment, and financial details

  • Choose your purpose for an instant cash loan

  • Feed the Aadhaar card number

  • Pan number, KYC documents & 6 months’ bank statement

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    Hero FinCorp ltd, Basant Lok, New Delhi, Near Priya Cinema,
    Vasant Vihar, 110057, Delhi, India
    Latitude: 28.564750, Longitude: 77.163200
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SimplyCash is a duly registered trademark and is a loan product offered, managed and operated by Hero Fincorp. Hero Fincorp Limited ("HFCL") is a Non Banking Financial Company registered under the provisions of Reserve Bank of India ("RBI") and is in the business of finance and lending

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